Heritage Housing Corporation · 14 Dealerships Across TX, OK, LA, GA, NC
Monthly payment lower than your rent.
Heritage homes start from as little as $499/mo with no insurance escrow required. See what you'd actually pay before you ever walk in the door.
The math nobody does
You've been building someone else's equity.
Run the numbers. Most renters are one conversation away from paying less and actually owning something.
Average renter
$1,400
Per month · Every month · For years
At the end: $0 equity. No asset. No ownership.
Heritage home payment as low as
$499/mo
No insurance escrow · Saves up to $200/mo vs. standard lenders
And every payment builds equity you actually own.
* Payment figures shown are estimates. Confirm exact figures with a Heritage consultant before purchase. All numbers subject to credit review and home selection.
Available now
New homes and repos across our lots.
Repos are the strongest deals we have — priced to move, fully inspected, and ready now.
The homes
Standard at Heritage. Extra everywhere else.
Everything your competitors charge upgrade fees for comes included.
01
Real countertops
Not a finish you upgrade to. Standard on every Heritage home — because a kitchen that looks temporary doesn't feel like home.
Standard. No upgrade fee.02
Actual cabinet space
Furniture-friendly layouts designed so a real kitchen can work. You shouldn't have to rethink your furniture to fit the house.
Standard. No upgrade fee.03
Gutters on every home
Almost nobody else in the industry does this. Gutters divert water away from the foundation — it's the detail that protects the home long-term.
Standard. No upgrade fee.04
Taller. Wider. Better.
Built to HUD-code standards in a factory, which means stricter quality control than most site-built homes. The category has changed. The price hasn't.
Standard. No upgrade fee.What happens when you walk in
You leave knowing more than when you arrived.
No pressure. No paperwork pile at the door. Just a real conversation about what fits your situation.
1
We ask why you're here
Every Heritage consultant starts by understanding your situation — not your credit score. Where are you coming from? What are you paying now?
2
We run the numbers with you
Payment, down payment, what you qualify for — all of it, right there. No waiting. No callback. You walk out knowing your number.
3
We show you what fits
Not the most expensive home — the right one. Heritage's team is trained to match people to homes they can actually own, long-term.
"I went in just to look around. I walked out knowing exactly what I qualified for, what my payment would be, and when I could move in. I didn't even feel like I was being sold to."
Heritage Housing customer · Texas14 dealerships across TX, OK, LA, GA, and NC. Walk in anytime — no appointment needed. Every consultant is trained to sit down with you and run your numbers on the spot.
Get started
Show me what's available near me.
Fill out four fields. A Heritage consultant calls you — usually the same day — with real numbers based on your situation.
- No SSN required to get started
- No commitment — just a real conversation
- Payment figures confirmed before you decide anything
- 14 dealerships across TX, OK, LA, GA, NC
Common questions
Affordability questions. Straight answers.
What credit score do I need?
Heritage's in-house bank looks at your full picture, not just a score. Self-employed, ITIN holders, and buyers with non-traditional income have been approved. Call or walk in — a consultant will tell you where you stand in that first conversation.
Can I get in with a small down payment?
Yes. Down payment requirements vary by home and credit situation. The best way to find out your number is to talk to a Heritage consultant — they run the figures with you at the dealership, no waiting.
What's included in the monthly payment?
Principal and interest. Heritage does not require insurance escrow — that's the $100–200/mo that most lenders add on top that Heritage doesn't. Your consultant will walk through the full payment breakdown before you sign anything.
Are repos available near me?
Heritage has repos across dealerships in TX, OK, LA, GA, and NC. Inventory moves fast. The best way to check current availability is to call your nearest dealership or walk in — no appointment needed.
What if I have bad credit — can Heritage still help?
Heritage's bank was built specifically because traditional lenders say no too often. ITIN, self-employed, limited credit history — these aren't automatic disqualifiers here. Walk in and have the conversation before assuming the answer is no.
How long does the process actually take?
From application to keys, Heritage can close in as little as three to seven days. It's one DocuSign at the start and one at close. No paperwork stacks, no weeks of back-and-forth. Most buyers are surprised by how fast it goes.
